Create added value.

Deliver new opportunities and sustainable advantages.

Artex provides businesses with the ability to capture underwriting profits with specific captive solutions and structures we have developed. This includes creating structures for law firms to provide clients with After The Event Legal Expenses (ATE) insurance products and participate in underwriting profits. We also offer insurance intermediaries, brokers, MGAs and others who have developed profitable accounts of business the ability to grow their revenue and gain greater influence and control over their underwriting capacity with the establishment of a Producer Owned Reinsurance Company or Cell (PORC). In addition, we offer an alternative approach for both property owners and managing agents to generate revenue stream from the management of insurance placed on behalf of tenants. 

After the event legal expenses.

ATE is a well-established product with applications in both the personal injury and commercial litigation markets. ATE coverage protects an attorney’s client (typically a claimant) when or after that person or entity becomes aware of the need to litigate to protect their interests. ATE covers the client against what could prove to be substantial costs if legal action were to prove unsuccessful. Artex specializes in the creation of insurance structures, which enable law firms to provide their clients with highly competitive, flexibly priced ATE insurance products. The law firms also have the opportunity to participate in the underwriting results of their insurance portfolio through the use of a Protected Cell Company (PCC) as the reinsurance vehicle. Our expertise in this sector includes the ability to work with market leading insurers via existing schemes, which have been carefully constructed to ensure total compliance with all necessary regulations. In addition, we have access to a number of PCC facilities with low start-up and capital costs.

Producer owned reinsurance company or cell.

With the establishment of a Producer Owned Reinsurance Company or Cell, we can provide insurance intermediaries, brokers, MGAs and others the ability to underwrite on a reinsurance basis a portion of the insurance products. This allows insurance producers to share in their underwriting risk of profitable accounts they have written, and capture profits lost to the commercial market. The right fit for this approach includes all classes of insurance business, particularly short tail lines with low claims volatility.


Our guaranteed cost program accommodates good risks in warehousing and logistics, as well as accounts with higher experience mods and improving loss trends. Dedicated warehouse expertise is available to assist brokers and warehouse operators in reviewing warehouse receipts, customer contracts and building leases to identify coverage gaps and structure the most appropriate coverage.

  • Eligible Classes of Business: Public Warehouses, Contract Warehouses, Distribution Centers, Dry Storage Third Party Logistics, Cold Storage Third Party Logistics
  • Excluded Classes of Business: Moving & Storage Companies, Self Storage, Wholesalers
  • Coverages Offered: Warehouse Legal Liability, Cargo Legal Liability, Property, Equipment Breakdown, Crime, General Liability, Workers Compensation, Auto Liability & Physical Damage, Trucking Liability & Physical Damage, Umbrella Liability
  • Specialized Warehouse Legal Liability Coverage Extensions: Mysterious Disappearance/Inventory Shortage, Processing (Value Added Services), Cross Docking & Transloading, Loaded or Dropped Trailers, Contractual Liability Coverage, Overflow (Fourth Party Logistics Coverage), Contamination, Infestation, Refrigeration/Change in Temperature, Voluntary Parting, Newly Acquired Locations, First Party/Direct Damage Coverage for Warehouse Customer Goods

Apartment owners

Apartment owners often require tenants to carry renter’s insurance, but the process of verifying coverage, subrogating losses and tracking certificates can be a nightmare for property managers and can leave the property owner at risk when the renter’s insurance does not respond effectively to a loss.
In North America, Artex has developed a unique captive insurance solution for owners of multi-family housing properties.  This solution not only provides the process and technology to effectively implement a renter’s liability program, but also provides a structure that provides the property owner with a tenant-funded mechanism to fund for potential losses and may result in an additional revenue stream to the property owners. 

Get Forward-Thinking Solutions... with Artex.

At Artex, we take your business personally. We do more than provide solutions. We create sustainable risk management alternatives, specifically tailored to the financial goals of your unique business. We get to know you. We get to know your industry. We seek to understand your current challenges, and search for emerging trends, so you can make the right decisions that drive your organization forward.

At our core, we’re innovators… just like you. We bring vision and creativity to each and every solution, informed by our global insight, expertise and experience in the full spectrum of risk management alternatives – from Insurance Management and Captive Solutions to Program and Facility Management, ILS and Structured Transaction Administration, Risk Management, PEOs, Risk Pooling and Specialty Guaranteed Cost Programs.

We deliver results.   Over 400 professionals.  |  More than 15 offices internationally.

Any alternative risk.  |  Anytime.  |  Anywhere.  |  Learn more about who we are and what we do.

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