Efficient capital utilization is essential for organizations across all industries. However, many companies fail to recognize the considerable amount of working capital tied up in insurance collateral. This oversight can lead to constrained cash flow, limited credit capacity and missed growth opportunities. Understanding and managing collateral effectively is critical for any business seeking to maximize shareholder value and maintain financial flexibility.
In this case study, a New Jersey-based retailer faced challenges due to their collateral requirements, which were depleting resources and hindering growth. Recognizing the need for change, they enlisted the help of our actuarial experts. We initiated a strategic review, resulting in significant financial benefits that enabled the client to reinvest in key initiatives, enhance its risk management strategies and improve overall operational flexibility.
Read the full case study to discover how we transformed collateral management from a burden into a strategic advantage and explore what's possible for your organization.