The Spring 2026 edition of Artex's The Alternative View explores key developments across commercial insurance, reinsurance, alternative risk and alternative capital markets.
Highlights include:
US property and casualty coverage lines.
With carriers in a strong financial position, property insureds enjoyed favorable market terms in early 2026, with increased capacity and competition, while more discerning and sophisticated underwriting and ongoing casualty challenges shape a market that varies significantly by risk.
Global reinsurance market.
After a record year for earnings, competition is strong and capital is plentiful, with supply growth outpacing demand, driving risk-adjusted rate reductions and easing terms and conditions at renewals.
Alternative risk market.
As captive programs continue to grow in both size and premiums, they are increasingly viewed as a mainstay solution rather than an alternative, supported by regulatory reforms and evolving frameworks driving continued growth.
Alternative capital markets.
Following a record-breaking year in new issuance, the global ILS and Cat bond market now faces the challenge of maintaining that momentum, amid a market that is broader and more resilient, with growing interest in casualty, specialty, cyber and hybrid structures.
Read the full report to explore the trends shaping today's evolving risk and insurance landscape.