TOPIC (Transportation Operators Protection Insurance Cell) is a loss-sensitive program, ideal for best-in-class companies who are interested in sharing in the risk and reward of their underwriting experience. Our rent-a-captive solution offers the advantages and simplicity of "renting" rather than "owning," such as providing easy in-and-out access to a loss-sensitive solution without the requirements of captive ownership. Coverages include workers' compensation, automotive liability and general liability — ideal for best-in-class transportation companies who are interested in sharing in the risk and reward of their underwriting experience.
Open to a broad range of classifications, including:
- Dry van
- Refrigerated goods
- Grain and agricultural products
- Flatbed operations
- Sand and gravel